DEMO — development content for layout testing. Not real editorial reporting.
DEMO content for development and layout testing — not real editorial reporting.
Financial technology firms have targeted specific services — payments, consumer lending, wealth management — where better user experience and lower costs can win customers.
How it works
Banks retain advantages in deposit funding, regulatory licences and customer trust, and many now partner with or acquire fintech firms.
Digital entrants have unbundled parts of the banking value chain. Incumbents and regulators are adapting.
What to watch
Regulators balance innovation against consumer protection and financial stability, with growing attention to operational resilience and data sharing.
Key concepts
- Fintech
- Banking
- Payments
